Local Currency International Merchants Mobile Money Bank Payouts

Local payments. Global reach.

NXT connects African payment methods with international businesses, enabling customers to pay using familiar local rails while businesses can send payouts, refunds and other eligible payments back through local bank and mobile money networks.

Pay In
Local money
Route
NXT infrastructure
Pay Out
Local rails
Status
Tracked live
International transactions

Global access. Local payment simplicity.

Cross-border payments remain fragmented across markets, currencies and local payment methods. NXT removes that complexity at the infrastructure layer.

Pay with local methods

Customers use mobile money, bank transfer or supported local fiat rails to pay international merchants.

Reach global businesses

NXT connects local African payment rails with international merchants, digital platforms and service providers.

Receive locally

Payouts, refunds and other eligible payments can settle into supported local mobile money or bank accounts.

Global commerce. Local experience.

Move between global businesses and local African rails in one flow.

NXT connects international commerce to the payment methods African customers and businesses already use.

Payment Flow

Global Business to Local Settlement

International business initiates paymentGlobal
NXT routes the transactionInfrastructure
Settle to recipientLocal rail
Receive international payouts
Settle into local currency
Use mobile money or local banks
Track transaction status clearly
For Pay-ins

Pay international businesses using local payment methods.

Customers can use supported mobile money, bank transfers and local payment methods while NXT manages the routing and settlement infrastructure behind the transaction.

  • Use familiar local payment methods
  • Access supported international merchants
  • Track transactions from initiation to completion
For Pay-outs

Receive international payouts through local rails.

NXT enables international businesses to send eligible payments to customers, workers, suppliers and other recipients across Africa through supported mobile money and banking networks.

  • Fast delivery through supported local rails
  • Clear transaction status
  • Local settlement options
For businesses and platforms

One infrastructure layer for local collections and African payouts.

NXT is not a wallet and not another payment system. It is the financial infrastructure that lets international businesses serve African customers through the rails they already use.

Local collections

Collect through supported mobile money and bank rails.

Smart routing

Route transactions across supported markets without exposing users to infrastructure complexity.

Local payouts

Send customer payouts, refunds, supplier payments and other eligible disbursements through supported local rails.

Agent network

Extend digital transactions into physical cash access.

Africa connected

One connection. Multiple use cases.

Built for international commerce, customer payouts, marketplace settlements, supplier payments and cross-border business payments.

How NXT works

Two clean flows. One infrastructure layer.

Keep the customer experience simple. Hide the complexity where it belongs: inside the infrastructure.

1

Pay an international business

  1. Customer selects NXT or a supported local payment method.
  2. Customer pays using mobile money, bank transfer or another supported local rail.
  3. NXT routes the transaction through the appropriate infrastructure.
  4. The merchant receives confirmation and the customer can track the payment.
2

Receive an international payout

  1. An international business initiates a payout.
  2. NXT routes the payment to the appropriate local rail.
  3. Funds are delivered through supported mobile money or bank networks.
  4. Transaction status remains visible until completion.
International transactions

Connect African customers to global commerce through local payment rails.